PinDings is intended for use by licensed mortgage professionals and industry participants. It is not a consumer-facing service and is not an offer or solicitation to any consumer for any loan or financial product.

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About PinDings

PinDings is an independent resource directory built for licensed mortgage professionals. It collects links to training materials, market commentary, underwriting bulletins, and podcasts that mortgage insurance companies, independent mortgage banks, and wholesale lenders publish publicly, and organizes them in one place.

What PinDings is not

PinDings is not a mortgage lender, mortgage broker, loan originator, or settlement service provider. We do not make, arrange, approve, underwrite, or fund loans. We do not accept or process loan applications. We do not quote interest rates, program terms, or eligibility. We do not provide mortgage, financial, investment, legal, or tax advice, and nothing on this site should be relied on as such.

Who it's for

PinDings is intended for use by licensed mortgage professionals and industry participants. It is not a consumer-facing service and is not an offer or solicitation to any consumer for any loan or financial product.

Where the content comes from

Content is aggregated from publicly available feeds and pages published by third parties. Every item links directly to its original source, and we encourage you to read it there. PinDings does not author, verify, endorse, or guarantee the accuracy, completeness, or current validity of third-party content. Guidelines, bulletins, and program terms change frequently and are often superseded without notice. Always confirm current guidance directly with the publisher before relying on it.

Company names, logos, and trademarks are the property of their respective owners and are used solely to identify the source of linked material.

No paid placement

No company pays, and no company may pay, for inclusion, ranking, or placement on PinDings. Inclusion reflects editorial judgment only. PinDings does not accept compensation, referrals, or anything of value in exchange for listing, promoting, or directing business to any company or settlement service provider.

Requests for removal

If you publish content that appears here and would like it removed or corrected, contact us at Content@pindings.com and we will act promptly.

Advertising, Affiliate and Compensation Disclosure

PinDings is supported through paid advertising, sponsorships, affiliate relationships, referral commissions, and other vendor partnerships. PinDings is a business-to-business professional platform intended exclusively for mortgage loan officers, real estate professionals, and other verified industry members. It is not a consumer-facing mortgage-shopping, lead-generation, or settlement-service referral platform.

Professional Products and Services

PinDings may earn affiliate commissions, referral fees, residual compensation, or other performance-based revenue from companies offering technology, software, training, marketing resources, business tools, and other products or services marketed and sold exclusively to mortgage and real estate professionals.

PinDings accepts this form of compensation only from entities that are not settlement service providers for purposes of RESPA. These arrangements do not involve the referral of mortgage applicants, borrowers, homebuyers, sellers, or other consumers, and compensation is not based on the provision, selection, or closing of any consumer settlement service.

When PinDings may earn compensation from a professional's purchase, subscription, registration, or other engagement with a vendor, the applicable content or link will be identified as "Sponsored," "Affiliate," or otherwise appropriately disclosed.

Settlement Service Provider Advertising

Settlement service providers may purchase advertising on PinDings, but their advertising must be directed exclusively to mortgage loan officers, real estate professionals, and other verified industry members. Settlement service providers may not advertise directly to consumers through PinDings.

Any payment received from a settlement service provider must represent the reasonable market value of defined advertising space, time, sponsorship, or other bona fide advertising services actually provided by PinDings. Such compensation may not be calculated, adjusted, rewarded, or conditioned—directly or indirectly—on:

  • The referral of a consumer or potential customer;
  • The number or value of leads, applications, orders, transactions, or closings;
  • The amount of settlement-service business received by the advertiser; or
  • Any loan officer's, real estate professional's, or consumer's selection of the advertiser.

PinDings does not solicit or accept affiliate commissions, referral fees, residual compensation, revenue sharing, or other performance-based payments from settlement service providers in connection with residential mortgage or real estate transactions.

Purchasing advertising does not entitle a settlement service provider to consumer referrals, leads, endorsements, recommendations, preferential treatment, consumer information, or any expectation of future business. PinDings does not refer consumers to settlement service providers, sell consumer leads to settlement service providers, or receive compensation for any such referral.

Advertising and Editorial Independence

All paid placements are clearly labeled "Sponsored" and are visually distinct from independent editorial content. Advertising payments do not determine editorial selection, resource-directory inclusion, provider recommendations, or preferential ranking.

PinDings may offer different advertising packages based on legitimate differences in advertising size, duration, placement, frequency, or professional audience reach. The price of each package must remain reasonably related to the market value of the advertising services provided and may never be based on referred or resulting settlement-service business.

Because PinDings is owned and operated by licensed mortgage professionals, its advertising, affiliate, and compensation arrangements are structured to comply with RESPA Section 8, Regulation X, and other applicable federal and state requirements. PinDings' business-to-business structure does not permit compensation for consumer settlement-service referrals or otherwise exempt PinDings, its owners, advertisers, or users from applicable RESPA requirements.